Make sure to speak with your initial loan provider to guarantee your last settlement underwent which you have clear assumptions of when you must stop paying them. Then reach out to the new lending institution with this details, specifically if you missed out on a payment since you scheduled it with the old supplier. If you accidentally make a repayment to your old servicer within 60 days of the transfer of servicing, they aren't legitimately permitted to consider it a late repayment. When lending institutions sell financings, they're able to take this financial obligation from their annual report as well as liberate their credit score for new customers. Sadly, you don't have any control over whether your loan gets marketed.